Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,070
median across reports
vs. National Average
35%
below national avg
Avg Origination Charge
$463
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $463 | $1,786 | 🟢 Below Avg |
Based on 39 homebuyer-submitted Closing Disclosures, Heritage South Credit Union's median total closing costs are $2,070. This is about 35% below the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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