Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$1,960
median across reports
vs. National Average
40%
below national avg
Avg Origination Charge
$590
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $713 | $2,319 | 🟢 Below Avg |
| Origination Fee | $590 | $1,708 | 🟢 Below Avg |
| lender_credits | $63 | $442 | 🟢 Below Avg |
Got a Loan Estimate from Heritage Federal Credit Union? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 592 homebuyer-submitted Closing Disclosures, Heritage Federal Credit Union's median total closing costs are $1,960. This is about 40% below the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.