Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,669
median across reports
vs. National Average
17%
below national avg
Avg Origination Charge
$652
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $652 | $1,786 | 🟢 Below Avg |
| lender_credits | $30 | $401 | 🟢 Below Avg |
Based on 202 homebuyer-submitted Closing Disclosures, FAIRMONT's median total closing costs are $2,669. This is about 17% below the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
Are Closing Costs Negotiable?
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What Are Junk Fees on a Mortgage?
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, FAIRMONT originated 103 purchase loans with median closing costs of $3,245.
See 2025 HMDA market data for FAIRMONT →