Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$5,673
median across reports
vs. National Average
73%
above national avg
Avg Origination Charge
$4,433
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $4,433 | $1,708 | 🔺 High |
| discount_points | $4,272 | $2,319 | 🔺 High |
| lender_credits | $1,038 | $442 | 🔺 High |
Got a Loan Estimate from Desert Financial Credit Union? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 640 homebuyer-submitted Closing Disclosures, Desert Financial Credit Union's median total closing costs are $5,673. This is about 73% above the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, Desert Financial Credit Union originated 361 purchase loans with median closing costs of $7,181.
See 2025 HMDA market data for Desert Financial Credit Union →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.