Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$5,777
median across reports
vs. National Average
76%
above national avg
Avg Origination Charge
$2,038
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,038 | $1,708 | 🔴 Above Avg |
| lender_credits | $460 | $442 | 🟡 Average |
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Check My Loan Estimate — $19Based on 57 homebuyer-submitted Closing Disclosures, Carter Bank & Trust's median total closing costs are $5,777. This is about 76% above the $3,275 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.