Grade F · 31% of disclosures flagged for junk fees
Mortgage Company · Texas · NMLS #15622
Avg Closing Costs
$18,226
median across reports
vs. National Average
466%
above national avg
Avg Origination Charge
$8,809
Section A lender fee
Reports with Junk Fees
31%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $8,809 | $1,695 | 🔺 High |
| Title Insurance | $3,403 | $3,103 | 🟡 Average |
| Underwriting Fee | $1,638 | $1,429 | 🔴 Above Avg |
| Appraisal | $1,191 | $1,053 | 🔴 Above Avg |
| Settlement/Closing Fee | $1,067 | $954 | 🔴 Above Avg |
| Processing Fee | $859 | $775 | 🔴 Above Avg |
| Title Search | $427 | $379 | 🔴 Above Avg |
| Recording Fee | $378 | $339 | 🔴 Above Avg |
| Rate Lock Fee | $362 | $314 | 🔴 Above Avg |
| Document Preparation | $156 | $170 | 🟡 Average |
| Tax Service Fee | $142 | $128 | 🔴 Above Avg |
| Wire Transfer Fee | $78 | $69 | 🔴 Above Avg |
| Credit Report | $76 | $68 | 🔴 Above Avg |
| Courier/Delivery | $65 | $58 | 🔴 Above Avg |
| Flood Certification | $26 | $23 | 🔴 Above Avg |
Got a Loan Estimate from Caliber Home Loans? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 51 homebuyer-submitted Closing Disclosures, Caliber Home Loans's median total closing costs are $18,226. This is about 466% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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