Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,480
median across reports
vs. National Average
30%
below national avg
Avg Origination Charge
$2,975
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,975 | $3,743 | 🟢 Below Avg |
| lender_credits | $111 | $1,150 | 🟢 Below Avg |
Got a Loan Estimate from America's First? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 204 homebuyer-submitted Closing Disclosures, America's First's median total closing costs are $4,480. This is about 30% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.