Homebuyers in Wythe County County who chose First Reliance Bank paid $1,341 less in closing costs than the county median.
County Median Costs
$5,183
−24.4% vs Virginia ($6,860)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,959
Purchase Originations
208
Denial Rate
13.1%
vs Virginia avg (6.4%)
vs Virginia Median
24.4% below
$-1,677
vs National Median
22.4% below
$-1,497
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,842 | 6.688% | $1,540 | 14 | −$448 | |
| 2 | $5,031 | 6.812% | $2,248 | 16 | +$741 |
Includes lenders with 10+ purchase originations in Wythe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.