Lowest closing cost mortgage lenders in Wythe County County, Virginia
In Wythe County, Virginia, homebuyers paid a median of $5,596 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 212 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First Reliance Bank offered the lowest median costs at $3,718, which is $519 less than the county median.
Homebuyers in Wythe County County who chose First Reliance Bank paid $1,878 less in closing costs than the county median.
County Median Costs
$5,596
−19.1% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,078
Purchase Originations
212
vs Virginia Median
19.1% below
$-1,317
vs National Median
17.0% below
$-1,145
Lender rankings in Wythe County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,718 | 6.938% | $1,490 | 16 | −$519 | |
| 2 | $4,337 | 6.875% | $1,948 | 10 | +$100 | |
| 3 | $4,872 | 8.990% | $2,740 | 11 | +$635 | |
| 4 | $5,068 | 7.125% | $3,086 | 11 | +$831 |
Includes lenders with 10+ purchase originations in Wythe County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.