Lowest closing cost mortgage lenders in Waynesboro city County, Virginia
In Waynesboro city, Virginia, homebuyers paid a median of $5,655 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 278 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, DuPont Community Credit Union offered the lowest median costs at $3,010, which is $1,439 less than the county median.
Homebuyers in Waynesboro city County who chose DuPont Community Credit Union paid $2,645 less in closing costs than the county median.
County Median Costs
$5,655
−18.2% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,083
Purchase Originations
278
vs Virginia Median
18.2% below
$-1,258
vs National Median
16.1% below
$-1,086
Lender rankings in Waynesboro city County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,010 | 6.938% | $650 | 16 | −$1,439 | |
| 2 | $3,650 | 7.250% | $1,648 | 12 | −$799 | |
| 3 | $4,655 | 6.808% | $2,089 | 10 | +$206 | |
| 4 | $5,620 | 6.875% | $3,053 | 12 | +$1,171 |
Includes lenders with 10+ purchase originations in Waynesboro city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.