What are the average closing costs in Staunton city County?

In Staunton city County, the median total loan costs on purchase mortgages were $4,943 in 2024, based on 323 originations.

Which lender has the lowest closing costs in Staunton city County?

Among lenders with 10+ originations in Staunton city County, DuPont Community Credit Union had the lowest median total closing costs at $2,906 in 2024.

How do closing costs in Staunton city County compare to Virginia?

Staunton city County closing costs (median $4,943) are 28.5% below the Virginia state median of $6,913.

Lowest closing cost mortgage lenders in Staunton city County, Virginia

In Staunton city, Virginia, homebuyers paid a median of $4,943 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 323 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, DuPont Community Credit Union offered the lowest median costs at $2,906, which is $1,354 less than the county median.

Homebuyers in Staunton city County who chose DuPont Community Credit Union paid $2,037 less in closing costs than the county median.

County Median Costs

$4,943

−28.5% vs Virginia ($6,913)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,800

Purchase Originations

323

vs Virginia Median

28.5% below

$-1,970

vs National Median

26.7% below

$-1,798

Lender rankings in Staunton city County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	DuPont Community Credit Union	$2,906	7.000%	$650	20	−$1,354
2	F & M BANK CORP.	$3,770	6.625%	$1,297	10	−$490
3	Alcova Mortgage LLC	$4,121	7.250%	$2,034	30	−$139
4	MOVEMENT MORTGAGE, LLC	$4,702	6.963%	$2,605	14	+$442
5	ROCKET MORTGAGE, LLC	$5,745	6.625%	$4,261	13	+$1,485

Includes lenders with 10+ purchase originations in Staunton city County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.