Lowest closing cost mortgage lenders in Russell County County, Virginia
In Russell County, Virginia, homebuyers paid a median of $5,256 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 149 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, EASTMAN CREDIT UNION offered the lowest median costs at $3,635, which is $639 less than the county median.
Homebuyers in Russell County County who chose EASTMAN CREDIT UNION paid $1,621 less in closing costs than the county median.
County Median Costs
$5,256
−24.0% vs Virginia ($6,913)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,198
Purchase Originations
149
vs Virginia Median
24.0% below
$-1,657
vs National Median
22.0% below
$-1,485
Lender rankings in Russell County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,635 | 7.562% | $1,344 | 24 | −$639 | |
| 2 | $3,702 | 7.500% | $1,109 | 13 | −$572 | |
| 3 | $4,836 | 6.745% | $2,342 | 10 | +$562 |
Includes lenders with 10+ purchase originations in Russell County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.