Lowest closing cost mortgage lenders in Pittsylvania County County, Virginia
In Pittsylvania County, Virginia, homebuyers paid a median of $6,242 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 316 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Alcova Mortgage LLC offered the lowest median costs at $3,090, which is $2,695 less than the county median.
Homebuyers in Pittsylvania County County who chose Alcova Mortgage LLC paid $3,152 less in closing costs than the county median.
County Median Costs
$6,242
−9.7% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,053
Purchase Originations
316
vs Virginia Median
9.7% below
$-671
vs National Median
7.4% below
$-499
Lender rankings in Pittsylvania County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,287 | 6.625% | $1,495 | 11 | −$714 | |
| 2 | $4,360 | 6.937% | $1,595 | 15 | −$641 | |
| 3 | $4,613 | 6.750% | $2,642 | 14 | −$388 | |
| 4 | $4,887 | 6.933% | $3,209 | 18 | −$114 | |
| 5 | $6,812 | 8.870% | $4,039 | 14 | +$1,811 |
Includes lenders with 10+ purchase originations in Pittsylvania County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.