Homebuyers in Fluvanna County County who chose Atlantic Coast Mortgage, LLC paid $1,502 less in closing costs than the county median.
County Median Costs
$7,359
+7.3% vs Virginia ($6,860)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,240
Purchase Originations
355
Denial Rate
5.4%
vs Virginia avg (6.4%)
vs Virginia Median
7.3% above
$499
vs National Median
10.2% above
$679
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,857 | 6.490% | $2,995 | 15 | +$448 | |
| 2 | $6,678 | 6.485% | $3,520 | 44 | +$1,269 |
Includes lenders with 10+ purchase originations in Fluvanna County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.