What are the average closing costs in Fluvanna County County?

In Fluvanna County County, the median total loan costs on purchase mortgages were $6,620 in 2024, based on 304 originations.

Which lender has the lowest closing costs in Fluvanna County County?

Among lenders with 10+ originations in Fluvanna County County, Prosperity Home Mortgage, LLC had the lowest median total closing costs at $4,136 in 2024.

How do closing costs in Fluvanna County County compare to Virginia?

Fluvanna County County closing costs (median $6,620) are 4.2% below the Virginia state median of $6,913.

Lowest closing cost mortgage lenders in Fluvanna County County, Virginia

In Fluvanna County, Virginia, homebuyers paid a median of $6,620 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 304 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Prosperity Home Mortgage, LLC offered the lowest median costs at $4,136, which is $939 less than the county median.

Homebuyers in Fluvanna County County who chose Prosperity Home Mortgage, LLC paid $2,484 less in closing costs than the county median.

County Median Costs

$6,620

−4.2% vs Virginia ($6,913)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,297

Purchase Originations

304

vs Virginia Median

4.2% below

$-293

vs National Median

1.8% below

$-121

Lender rankings in Fluvanna County County

5 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Prosperity Home Mortgage, LLC	$4,136	7.125%	$1,499	11	−$939
2	NFM, INC.	$4,358	7.058%	$1,645	12	−$717
3	CMG MORTGAGE, INC.	$4,605	6.562%	$2,187	12	−$470
4	Atlantic Coast Mortgage, LLC	$6,644	6.490%	$3,222	13	+$1,569
5	UNITED WHOLESALE MORTGAGE, LLC	$6,862	6.624%	$4,631	11	+$1,787

Includes lenders with 10+ purchase originations in Fluvanna County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.