Lowest closing cost mortgage lenders in Morgan County County, Utah
In Morgan County, Utah, homebuyers paid a median of $8,021 in closing costs in 2024 — below the Utah median of $8,544. The county saw 141 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $2,275, which is $3,469 less than the county median.
Homebuyers in Morgan County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $5,746 less in closing costs than the county median.
County Median Costs
$8,021
−6.1% vs Utah ($8,544)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,315
Purchase Originations
141
vs Utah Median
6.1% below
$-523
vs National Median
19.0% above
$1,280
Lender rankings in Morgan County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,275 | 5.999% | $1,410 | 11 | −$3,469 | |
| 2 | $4,334 | 6.990% | $1,588 | 18 | −$1,410 | |
| 3 | $5,744 | 6.625% | $3,216 | 15 | +$0 |
Includes lenders with 10+ purchase originations in Morgan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.