Homebuyers in Morgan County County who chose INTERCAP LENDING INC. paid $1,925 less in closing costs than the county median.
County Median Costs
$7,100
−15.1% vs Utah ($8,364)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$3,059
Purchase Originations
144
Denial Rate
5.8%
vs Utah avg (5.9%)
vs Utah Median
15.1% below
$-1,264
vs National Median
6.3% above
$420
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,175 | 6.875% | $1,929 | 17 | −$1,094 | |
| 2 | $7,382 | 6.250% | $4,545 | 10 | +$1,113 | |
| 3 | $9,670 | 6.750% | $6,783 | 11 | +$3,401 |
Includes lenders with 10+ purchase originations in Morgan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.