Lowest closing cost mortgage lenders in Polk County County, Texas
In Polk County, Texas, homebuyers paid a median of $7,970 in closing costs in 2024 — below the Texas median of $8,418. The county saw 278 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $5,276, which is $1,612 less than the county median.
Homebuyers in Polk County County who chose ROCKET MORTGAGE, LLC paid $2,694 less in closing costs than the county median.
County Median Costs
$7,970
−5.3% vs Texas ($8,418)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,668
Purchase Originations
278
vs Texas Median
5.3% below
$-448
vs National Median
18.2% above
$1,229
Lender rankings in Polk County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,276 | 6.933% | $2,061 | 18 | −$1,612 | |
| 2 | $6,926 | 9.385% | $4,106 | 12 | +$38 | |
| 3 | $8,082 | 6.998% | $4,030 | 13 | +$1,194 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.