Lowest closing cost mortgage lenders in Navarro County County, Texas
In Navarro County, Texas, homebuyers paid a median of $8,032 in closing costs in 2024 — below the Texas median of $8,418. The county saw 419 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, ZIPPY LOANS, LLC offered the lowest median costs at $2,060, which is $4,424 less than the county median.
Homebuyers in Navarro County County who chose ZIPPY LOANS, LLC paid $5,972 less in closing costs than the county median.
County Median Costs
$8,032
−4.6% vs Texas ($8,418)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$3,226
Purchase Originations
419
vs Texas Median
4.6% below
$-386
vs National Median
19.1% above
$1,291
Lender rankings in Navarro County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,060 | 10.550% | $800 | 17 | −$4,424 | |
| 2 | $2,784 | 7.625% | $0 | 14 | −$3,700 | |
| 3 | $5,372 | 6.870% | $2,746 | 10 | −$1,112 | |
| 4 | $5,386 | 6.990% | $2,126 | 11 | −$1,098 | |
| 5 | $6,376 | 6.562% | $3,430 | 12 | −$108 | |
| 6 | $7,387 | 6.999% | $3,297 | 17 | +$903 | |
| 7 | $7,416 | 9.915% | $4,500 | 20 | +$932 |
Includes lenders with 10+ purchase originations in Navarro County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.