Lowest closing cost mortgage lenders in Nacogdoches County County, Texas
In Nacogdoches County, Texas, homebuyers paid a median of $6,195 in closing costs in 2024 — below the Texas median of $8,418. The county saw 354 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Commercial Bank of Texas, National Association offered the lowest median costs at $3,988, which is $1,137 less than the county median.
Homebuyers in Nacogdoches County County who chose Commercial Bank of Texas, National Association paid $2,207 less in closing costs than the county median.
County Median Costs
$6,195
−26.4% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,804
Purchase Originations
354
vs Texas Median
26.4% below
$-2,223
vs National Median
8.1% below
$-546
Lender rankings in Nacogdoches County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,988 | 7.188% | $998 | 60 | −$1,137 | |
| 2 | $4,318 | 6.875% | $1,050 | 29 | −$807 | |
| 3 | $5,149 | 6.750% | $2,045 | 23 | +$24 | |
| 4 | $5,156 | 6.625% | $1,990 | 11 | +$31 | |
| 5 | $6,227 | 6.875% | $3,595 | 15 | +$1,102 | |
| 6 | $7,432 | 10.035% | $4,500 | 12 | +$2,307 | |
| 7 | $7,461 | 6.562% | $3,868 | 16 | +$2,336 |
Includes lenders with 10+ purchase originations in Nacogdoches County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.