Lowest closing cost mortgage lenders in Hopkins County County, Texas
In Hopkins County, Texas, homebuyers paid a median of $7,382 in closing costs in 2024 — below the Texas median of $8,418. The county saw 232 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,090, which is $2,537 less than the county median.
Homebuyers in Hopkins County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,292 less in closing costs than the county median.
County Median Costs
$7,382
−12.3% vs Texas ($8,418)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,496
Purchase Originations
232
vs Texas Median
12.3% below
$-1,036
vs National Median
9.5% above
$641
Lender rankings in Hopkins County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,557 | 7.500% | $500 | 38 | −$2,414 |
Includes lenders with 10+ purchase originations in Hopkins County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.