Lowest closing cost mortgage lenders in Fannin County County, Texas
In Fannin County, Texas, homebuyers paid a median of $8,500 in closing costs in 2024 — near the Texas median of $8,418. The county saw 386 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,642, which is $1,477 less than the county median.
Homebuyers in Fannin County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,858 less in closing costs than the county median.
County Median Costs
$8,500
+1.0% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,517
Purchase Originations
386
vs Texas Median
1.0% above
$82
vs National Median
26.1% above
$1,759
Lender rankings in Fannin County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,625 | 6.875% | $2,680 | 15 | −$1,698 | |
| 2 | $6,673 | 6.500% | $3,864 | 12 | −$650 | |
| 3 | $7,499 | 9.780% | $4,500 | 15 | +$176 | |
| 4 | $7,694 | 6.875% | $4,434 | 24 | +$371 | |
| 5 | $8,322 | 6.991% | $4,462 | 13 | +$999 |
Includes lenders with 10+ purchase originations in Fannin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.