Homebuyers in Madison County County who chose Leaders Credit Union paid $5,024 less in closing costs than the county median.
County Median Costs
$5,024
−24.8% vs Tennessee ($6,683)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,492
Purchase Originations
732
Denial Rate
10.3%
vs Tennessee avg (9.7%)
vs Tennessee Median
24.8% below
$-1,659
vs National Median
24.8% below
$-1,656
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.624% | $1,398 | 120 | −$3,822 | |
| 2 | $3,792 | 6.688% | $1,335 | 10 | −$30 | |
| 3 | $3,898 | 6.625% | $1,613 | 13 | +$76 | |
| 4 | $3,959 | 6.500% | $1,295 | 21 | +$137 | |
| 5 | $4,498 | 6.750% | $2,209 | 34 | +$676 | |
| 6 | $4,652 | 6.375% | $1,856 | 19 | +$830 | |
| 7 | $6,393 | 6.750% | $4,049 | 22 | +$2,571 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.