Homebuyers in Lincoln County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,523 less in closing costs than the county median.
County Median Costs
$6,787
+1.6% vs Tennessee ($6,683)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,004
Purchase Originations
331
Denial Rate
6.6%
vs Tennessee avg (9.7%)
vs Tennessee Median
1.6% above
$104
vs National Median
1.6% above
$107
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,727 | 6.375% | $1,295 | 21 | −$954 | |
| 2 | $5,849 | 6.624% | $2,964 | 15 | +$1,168 | |
| 3 | $6,895 | 6.933% | $4,381 | 10 | +$2,214 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.