Lowest closing cost mortgage lenders in Lincoln County County, Tennessee
In Lincoln County, Tennessee, homebuyers paid a median of $6,299 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 299 purchase mortgages at a median rate of 6.59%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,692, which is $2,868 less than the county median.
Homebuyers in Lincoln County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,607 less in closing costs than the county median.
County Median Costs
$6,299
−5.2% vs Tennessee ($6,647)
Median Rate
6.590%
−0.5% vs national (6.620%)
Median Origination
$2,839
Purchase Originations
299
vs Tennessee Median
5.2% below
$-348
vs National Median
6.6% below
$-442
Lender rankings in Lincoln County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,080 | 6.625% | $899 | 20 | −$1,463 | |
| 2 | $5,787 | 6.499% | $3,456 | 20 | +$1,244 | |
| 3 | $6,305 | 6.625% | $4,075 | 15 | +$1,762 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.