Lowest closing cost mortgage lenders in Jefferson County County, Tennessee
In Jefferson County, Tennessee, homebuyers paid a median of $7,458 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 560 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,277, which is $3,172 less than the county median.
Homebuyers in Jefferson County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,181 less in closing costs than the county median.
County Median Costs
$7,458
+12.2% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,079
Purchase Originations
560
vs Tennessee Median
12.2% above
$811
vs National Median
10.6% above
$717
Lender rankings in Jefferson County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,277 | 6.750% | $0 | 14 | −$3,172 | |
| 2 | $4,869 | 6.562% | $2,247 | 14 | −$580 | |
| 3 | $4,944 | 6.875% | $1,853 | 22 | −$505 | |
| 4 | $5,388 | 8.120% | $3,569 | 10 | −$61 | |
| 5 | $5,642 | 6.750% | $2,194 | 13 | +$193 | |
| 6 | $8,576 | 6.749% | $5,397 | 16 | +$3,127 | |
| 7 | $9,259 | 6.500% | $5,508 | 15 | +$3,810 | |
| 8 | $9,335 | 7.000% | $7,500 | 11 | +$3,886 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.