Homebuyers in Jefferson County County who chose MORTGAGE RESEARCH CENTER, LLC paid $6,487 less in closing costs than the county median.
County Median Costs
$7,573
+13.3% vs Tennessee ($6,683)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,950
Purchase Originations
611
Denial Rate
15.7%
vs Tennessee avg (9.7%)
vs Tennessee Median
13.3% above
$890
vs National Median
13.4% above
$893
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,417 | 5.933% | $0 | 20 | −$3,365 | |
| 2 | $3,960 | 6.375% | $1,715 | 16 | −$1,822 | |
| 3 | $4,633 | 6.562% | $2,093 | 20 | −$1,149 | |
| 4 | $5,743 | 6.500% | $4,049 | 16 | −$39 | |
| 5 | $6,019 | 6.562% | $3,431 | 18 | +$237 | |
| 6 | $6,112 | 6.561% | $2,673 | 10 | +$330 | |
| 7 | $6,550 | 8.500% | $3,695 | 10 | +$768 | |
| 8 | $8,225 | 6.438% | $4,320 | 12 | +$2,443 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.