Homebuyers in Gibson County County who chose Leaders Credit Union paid $5,677 less in closing costs than the county median.
County Median Costs
$5,677
−15.1% vs Tennessee ($6,683)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,605
Purchase Originations
448
Denial Rate
13.2%
vs Tennessee avg (9.7%)
vs Tennessee Median
15.1% below
$-1,006
vs National Median
15.0% below
$-1,003
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.500% | $0 | 39 | −$3,966 | |
| 2 | $3,701 | 6.438% | $1,592 | 12 | −$265 | |
| 3 | $4,251 | 6.750% | $1,458 | 14 | +$285 | |
| 4 | $4,913 | 6.562% | $2,491 | 12 | +$947 |
Includes lenders with 10+ purchase originations in Gibson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.