Lowest closing cost mortgage lenders in Gibson County County, Tennessee
In Gibson County, Tennessee, homebuyers paid a median of $5,465 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 393 purchase mortgages at a median rate of 6.58%. Among lenders with 10+ originations, Leaders Credit Union offered the lowest median costs at $3,254, which is $884 less than the county median.
Homebuyers in Gibson County County who chose Leaders Credit Union paid $2,211 less in closing costs than the county median.
County Median Costs
$5,465
−17.8% vs Tennessee ($6,647)
Median Rate
6.580%
−0.6% vs national (6.620%)
Median Origination
$2,035
Purchase Originations
393
vs Tennessee Median
17.8% below
$-1,182
vs National Median
18.9% below
$-1,276
Lender rankings in Gibson County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,254 | 6.990% | $1,398 | 33 | −$884 | |
| 2 | $3,904 | 6.625% | $1,862 | 23 | −$234 | |
| 3 | $4,096 | 6.562% | $1,393 | 10 | −$42 | |
| 4 | $4,099 | 6.495% | $2,207 | 24 | −$39 |
Includes lenders with 10+ purchase originations in Gibson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.