Lowest closing cost mortgage lenders in Davison County County, South Dakota
In Davison County, South Dakota, homebuyers paid a median of $4,855 in closing costs in 2024 — below the South Dakota median of $5,447. The county saw 173 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, First Dakota National Bank offered the lowest median costs at $2,354, which is $1,379 less than the county median.
Homebuyers in Davison County County who chose First Dakota National Bank paid $2,501 less in closing costs than the county median.
County Median Costs
$4,855
−10.9% vs South Dakota ($5,447)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,101
Purchase Originations
173
vs South Dakota Median
10.9% below
$-592
vs National Median
28.0% below
$-1,886
Lender rankings in Davison County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,354 | 6.625% | $741 | 15 | −$1,379 | |
| 2 | $3,733 | 6.250% | $2,371 | 37 | +$0 | |
| 3 | $4,302 | 6.125% | $2,810 | 23 | +$569 |
Includes lenders with 10+ purchase originations in Davison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.