Lowest closing cost mortgage lenders in Toa Baja Municipio County, Puerto Rico
In Toa Baja Municipio, Puerto Rico, homebuyers paid a median of $8,721 in closing costs in 2024 — above the Puerto Rico median of $8,407. The county saw 289 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, FIRSTBANK PUERTO RICO offered the lowest median costs at $5,217, which is $937 less than the county median.
Homebuyers in Toa Baja Municipio County who chose FIRSTBANK PUERTO RICO paid $3,504 less in closing costs than the county median.
County Median Costs
$8,721
+3.7% vs Puerto Rico ($8,407)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,679
Purchase Originations
289
vs Puerto Rico Median
3.7% above
$314
vs National Median
29.4% above
$1,980
Lender rankings in Toa Baja Municipio County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,217 | 6.250% | $2,176 | 19 | −$937 |
Includes lenders with 10+ purchase originations in Toa Baja Municipio County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.