Homebuyers in Toa Baja Municipio County who chose FIRSTBANK PUERTO RICO paid $2,740 less in closing costs than the county median.
County Median Costs
$8,918
+0.4% vs Puerto Rico ($8,884)
Median Rate
5.940%
−8.5% vs national (6.490%)
Median Origination
$3,993
Purchase Originations
258
Denial Rate
11.3%
vs Puerto Rico avg (12.9%)
vs Puerto Rico Median
0.4% above
$34
vs National Median
33.5% above
$2,238
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,178 | 5.750% | $3,647 | 12 | −$86 |
Includes lenders with 10+ purchase originations in Toa Baja Municipio County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.