Lowest closing cost mortgage lenders in Tioga County County, Pennsylvania
In Tioga County, Pennsylvania, homebuyers paid a median of $4,960 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 236 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, FIRST HERITAGE FEDERAL CREDIT UNION offered the lowest median costs at $2,568, which is $1,879 less than the county median.
Homebuyers in Tioga County County who chose FIRST HERITAGE FEDERAL CREDIT UNION paid $2,392 less in closing costs than the county median.
County Median Costs
$4,960
−24.3% vs Pennsylvania ($6,553)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,500
Purchase Originations
236
vs Pennsylvania Median
24.3% below
$-1,593
vs National Median
26.4% below
$-1,781
Lender rankings in Tioga County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,568 | 6.625% | $400 | 16 | −$1,879 | |
| 2 | $4,233 | 7.370% | $905 | 16 | −$214 | |
| 3 | $5,294 | 6.933% | $3,024 | 12 | +$847 | |
| 4 | $5,381 | 7.000% | $2,117 | 44 | +$934 |
Includes lenders with 10+ purchase originations in Tioga County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.