Lowest closing cost mortgage lenders in Elk County County, Pennsylvania
In Elk County, Pennsylvania, homebuyers paid a median of $4,521 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 157 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Northwest Bank offered the lowest median costs at $3,576, which is $629 less than the county median.
Homebuyers in Elk County County who chose Northwest Bank paid $945 less in closing costs than the county median.
County Median Costs
$4,521
−31.0% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,395
Purchase Originations
157
vs Pennsylvania Median
31.0% below
$-2,032
vs National Median
32.9% below
$-2,220
Lender rankings in Elk County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,576 | 6.750% | $1,067 | 24 | −$629 | |
| 2 | $3,678 | 6.750% | $615 | 23 | −$526 | |
| 3 | $4,214 | 6.500% | $1,650 | 24 | +$9 | |
| 4 | $4,825 | 6.750% | $2,290 | 19 | +$620 |
Includes lenders with 10+ purchase originations in Elk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.