Lowest closing cost mortgage lenders in Yates County County, New York
In Yates County, New York, homebuyers paid a median of $4,252 in closing costs in 2024 — below the New York median of $6,440. The county saw 135 purchase mortgages at a median rate of 6.85%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $4,068 less than the county median.
Homebuyers in Yates County County who chose Community Bank, National Association paid $4,252 less in closing costs than the county median.
County Median Costs
$4,252
−34.0% vs New York ($6,440)
Median Rate
6.850%
+3.5% vs national (6.620%)
Median Origination
$1,400
Purchase Originations
135
vs New York Median
34.0% below
$-2,188
vs National Median
36.9% below
$-2,489
Lender rankings in Yates County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.562% | $0 | 16 | −$4,068 | |
| 2 | $3,765 | 6.750% | $1,325 | 26 | −$303 | |
| 3 | $4,174 | 6.750% | $824 | 39 | +$106 |
Includes lenders with 10+ purchase originations in Yates County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.