Lowest closing cost mortgage lenders in Seneca County County, New York
In Seneca County, New York, homebuyers paid a median of $4,023 in closing costs in 2024 — below the New York median of $6,440. The county saw 162 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,783 less than the county median.
Homebuyers in Seneca County County who chose Community Bank, National Association paid $4,023 less in closing costs than the county median.
County Median Costs
$4,023
−37.5% vs New York ($6,440)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,290
Purchase Originations
162
vs New York Median
37.5% below
$-2,417
vs National Median
40.3% below
$-2,718
Lender rankings in Seneca County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.375% | $0 | 12 | −$3,783 | |
| 2 | $3,745 | 6.625% | $1,400 | 13 | −$38 | |
| 3 | $3,805 | 6.938% | $960 | 34 | +$22 |
Includes lenders with 10+ purchase originations in Seneca County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.