What are the average closing costs in Los Alamos County County?

In Los Alamos County County, the median total loan costs on purchase mortgages were $6,782 in 2024, based on 283 originations.

Which lender has the lowest closing costs in Los Alamos County County?

Among lenders with 10+ originations in Los Alamos County County, Del Norte Credit Union had the lowest median total closing costs at $5,174 in 2024.

How do closing costs in Los Alamos County County compare to New Mexico?

Los Alamos County County closing costs (median $6,782) are 4.4% below the New Mexico state median of $7,095.

Lowest closing cost mortgage lenders in Los Alamos County County, New Mexico

In Los Alamos County, New Mexico, homebuyers paid a median of $6,782 in closing costs in 2024 — below the New Mexico median of $7,095. The county saw 283 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Del Norte Credit Union offered the lowest median costs at $5,174, which is $1,188 less than the county median.

Homebuyers in Los Alamos County County who chose Del Norte Credit Union paid $1,608 less in closing costs than the county median.

County Median Costs

$6,782

−4.4% vs New Mexico ($7,095)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,697

Purchase Originations

283

vs New Mexico Median

4.4% below

$-313

vs National Median

0.6% above

$41

Lender rankings in Los Alamos County County

5 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Del Norte Credit Union	$5,174	6.250%	$925	25	−$1,188
2	BOKF, National Association	$5,855	6.625%	$2,034	51	−$507
3	Sunflower Bank, National Association	$6,301	6.490%	$2,346	20	−$61
4	ROCKET MORTGAGE, LLC	$7,101	6.875%	$4,409	11	+$739
5	WATERSTONE MORTGAGE CORPORATION	$7,674	6.688%	$4,055	64	+$1,312

Includes lenders with 10+ purchase originations in Los Alamos County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.