Homebuyers in Los Alamos County County who chose Del Norte Credit Union paid $1,262 less in closing costs than the county median.
County Median Costs
$6,502
−4.7% vs New Mexico ($6,823)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,399
Purchase Originations
262
Denial Rate
6.3%
vs New Mexico avg (14.8%)
vs New Mexico Median
4.7% below
$-321
vs National Median
2.7% below
$-178
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,240 | 5.625% | $925 | 34 | −$844 | |
| 2 | $6,291 | 6.625% | $2,912 | 45 | +$207 | |
| 3 | $7,073 | 6.625% | $3,536 | 63 | +$989 |
Includes lenders with 10+ purchase originations in Los Alamos County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.