What are the average closing costs in Williams County County?

In Williams County County, the median total loan costs on purchase mortgages were $7,518 in 2024, based on 400 originations.

Which lender has the lowest closing costs in Williams County County?

Among lenders with 10+ originations in Williams County County, First International Bank & Trust had the lowest median total closing costs at $3,793 in 2024.

How do closing costs in Williams County County compare to North Dakota?

Williams County County closing costs (median $7,518) are 36.4% above the North Dakota state median of $5,512.

Lowest closing cost mortgage lenders in Williams County County, North Dakota

In Williams County, North Dakota, homebuyers paid a median of $7,518 in closing costs in 2024 — above the North Dakota median of $5,512. The county saw 400 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, First International Bank & Trust offered the lowest median costs at $3,793, which is $1,400 less than the county median.

Homebuyers in Williams County County who chose First International Bank & Trust paid $3,725 less in closing costs than the county median.

County Median Costs

$7,518

+36.4% vs North Dakota ($5,512)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$2,794

Purchase Originations

400

vs North Dakota Median

36.4% above

$2,006

vs National Median

11.5% above

$777

Lender rankings in Williams County County

9 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First International Bank & Trust	$3,793	7.000%	$1,190	15	−$1,400
2	U.S. Bank National Association	$4,373	6.625%	$1,960	29	−$820
3	CROSSCOUNTRY MORTGAGE, LLC	$4,576	6.850%	$2,310	12	−$617
4	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,144	6.625%	$2,494	40	−$49
5	Gate City Bank	$6,503	6.125%	$3,961	45	+$1,310

Includes lenders with 10+ purchase originations in Williams County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.