Lowest closing cost mortgage lenders in Stutsman County County, North Dakota
In Stutsman County, North Dakota, homebuyers paid a median of $4,924 in closing costs in 2024 — below the North Dakota median of $5,512. The county saw 142 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Gate City Bank offered the lowest median costs at $2,822, which is $1,565 less than the county median.
Homebuyers in Stutsman County County who chose Gate City Bank paid $2,102 less in closing costs than the county median.
County Median Costs
$4,924
−10.7% vs North Dakota ($5,512)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,494
Purchase Originations
142
vs North Dakota Median
10.7% below
$-588
vs National Median
26.9% below
$-1,817
Lender rankings in Stutsman County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,822 | 5.700% | $1,220 | 26 | −$1,565 | |
| 2 | $2,902 | 6.300% | $1,149 | 23 | −$1,485 | |
| 3 | $4,628 | 7.000% | $3,296 | 27 | +$241 |
Includes lenders with 10+ purchase originations in Stutsman County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.