Lowest closing cost mortgage lenders in Stark County County, North Dakota
In Stark County, North Dakota, homebuyers paid a median of $6,396 in closing costs in 2024 — above the North Dakota median of $5,512. The county saw 355 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $2,680, which is $2,191 less than the county median.
Homebuyers in Stark County County who chose U.S. Bank National Association paid $3,716 less in closing costs than the county median.
County Median Costs
$6,396
+16.0% vs North Dakota ($5,512)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,494
Purchase Originations
355
vs North Dakota Median
16.0% above
$884
vs National Median
5.1% below
$-345
Lender rankings in Stark County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,680 | 6.450% | $770 | 17 | −$2,191 | |
| 2 | $2,689 | 7.188% | $0 | 16 | −$2,182 | |
| 3 | $4,953 | 6.000% | $3,184 | 25 | +$82 | |
| 4 | $5,889 | 6.250% | $3,352 | 45 | +$1,018 |
Includes lenders with 10+ purchase originations in Stark County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.