Lowest closing cost mortgage lenders in Richland County County, North Dakota
In Richland County, North Dakota, homebuyers paid a median of $5,065 in closing costs in 2024 — below the North Dakota median of $5,512. The county saw 121 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Bremer Bank, National Association offered the lowest median costs at $2,701, which is $1,948 less than the county median.
Homebuyers in Richland County County who chose Bremer Bank, National Association paid $2,364 less in closing costs than the county median.
County Median Costs
$5,065
−8.1% vs North Dakota ($5,512)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,686
Purchase Originations
121
vs North Dakota Median
8.1% below
$-447
vs National Median
24.9% below
$-1,676
Lender rankings in Richland County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,701 | 6.200% | $918 | 10 | −$1,948 | |
| 2 | $4,631 | 6.625% | $2,718 | 13 | −$18 | |
| 3 | $4,675 | 6.450% | $3,019 | 14 | +$26 | |
| 4 | $4,984 | 6.375% | $2,849 | 11 | +$336 |
Includes lenders with 10+ purchase originations in Richland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.