What are the average closing costs in Morton County County?

In Morton County County, the median total loan costs on purchase mortgages were $5,904 in 2024, based on 271 originations.

Which lender has the lowest closing costs in Morton County County?

Among lenders with 10+ originations in Morton County County, ARK-LA-TEX FINANCIAL SERVICES, LLC. had the lowest median total closing costs at $3,503 in 2024.

How do closing costs in Morton County County compare to North Dakota?

Morton County County closing costs (median $5,904) are 7.1% above the North Dakota state median of $5,512.

Lowest closing cost mortgage lenders in Morton County County, North Dakota

In Morton County, North Dakota, homebuyers paid a median of $5,904 in closing costs in 2024 — above the North Dakota median of $5,512. The county saw 271 purchase mortgages at a median rate of 6.12%. Among lenders with 10+ originations, ARK-LA-TEX FINANCIAL SERVICES, LLC. offered the lowest median costs at $3,503, which is $967 less than the county median.

Homebuyers in Morton County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $2,401 less in closing costs than the county median.

County Median Costs

$5,904

+7.1% vs North Dakota ($5,512)

Median Rate

6.120%

−7.5% vs national (6.620%)

Median Origination

$2,494

Purchase Originations

271

vs North Dakota Median

7.1% above

$392

vs National Median

12.4% below

$-837

Lender rankings in Morton County County

5 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	ARK-LA-TEX FINANCIAL SERVICES, LLC.	$3,503	6.990%	$1,602	11	−$967
2	Starion Bank	$3,968	6.433%	$2,140	10	−$502
3	Gate City Bank	$4,459	6.000%	$2,764	32	−$11
4	Dakota Community Bank & Trust, National Association	$4,539	6.125%	$2,839	23	+$69
5	CAPITAL	$5,310	6.625%	$3,419	17	+$840

Includes lenders with 10+ purchase originations in Morton County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Dakota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.