Lowest closing cost mortgage lenders in Yadkin County County, North Carolina
In Yadkin County, North Carolina, homebuyers paid a median of $5,987 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 268 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,187, which is $727 less than the county median.
Homebuyers in Yadkin County County who chose STATE EMPLOYEES' paid $1,800 less in closing costs than the county median.
County Median Costs
$5,987
+4.7% vs North Carolina ($5,720)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,741
Purchase Originations
268
vs North Carolina Median
4.7% above
$267
vs National Median
11.2% below
$-754
Lender rankings in Yadkin County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,187 | 6.425% | $2,041 | 42 | −$727 | |
| 2 | $5,069 | 6.875% | $2,889 | 10 | +$155 | |
| 3 | $6,594 | 7.375% | $3,970 | 15 | +$1,680 | |
| 4 | $6,638 | 6.625% | $4,349 | 11 | +$1,724 |
Includes lenders with 10+ purchase originations in Yadkin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.