What are the average closing costs in Wilkes County County?

In Wilkes County County, the median total loan costs on purchase mortgages were $5,081 in 2024, based on 381 originations.

Which lender has the lowest closing costs in Wilkes County County?

Among lenders with 10+ originations in Wilkes County County, First National Bank of Pennsylvania had the lowest median total closing costs at $3,358 in 2024.

How do closing costs in Wilkes County County compare to North Carolina?

Wilkes County County closing costs (median $5,081) are 11.2% below the North Carolina state median of $5,720.

Lowest closing cost mortgage lenders in Wilkes County County, North Carolina

In Wilkes County, North Carolina, homebuyers paid a median of $5,081 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 381 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First National Bank of Pennsylvania offered the lowest median costs at $3,358, which is $1,170 less than the county median.

Homebuyers in Wilkes County County who chose First National Bank of Pennsylvania paid $1,723 less in closing costs than the county median.

County Median Costs

$5,081

−11.2% vs North Carolina ($5,720)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$2,223

Purchase Originations

381

vs North Carolina Median

11.2% below

$-639

vs National Median

24.6% below

$-1,660

Lender rankings in Wilkes County County

10 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	First National Bank of Pennsylvania	$3,358	6.812%	$875	10	−$1,170
2	Alcova Mortgage LLC	$3,791	7.000%	$1,538	10	−$737
3	Truist Bank	$3,854	6.750%	$1,350	10	−$674
4	STATE EMPLOYEES'	$4,175	6.575%	$2,084	94	−$353
5	Wells Fargo Bank, National Association	$5,011	6.688%	$2,140	10	+$483
6	ROCKET MORTGAGE, LLC	$5,730	6.875%	$5,350	11	+$1,202
7	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$6,101	6.875%	$3,109	13	+$1,573

Includes lenders with 10+ purchase originations in Wilkes County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.