What are the average closing costs in Watauga County County?

In Watauga County County, the median total loan costs on purchase mortgages were $4,901 in 2024, based on 248 originations.

Which lender has the lowest closing costs in Watauga County County?

Among lenders with 10+ originations in Watauga County County, Truist Bank had the lowest median total closing costs at $4,591 in 2024.

How do closing costs in Watauga County County compare to North Carolina?

Watauga County County closing costs (median $4,901) are 14.3% below the North Carolina state median of $5,720.

Lowest closing cost mortgage lenders in Watauga County County, North Carolina

In Watauga County, North Carolina, homebuyers paid a median of $4,901 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 248 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Truist Bank offered the lowest median costs at $4,591, which is $244 less than the county median.

Homebuyers in Watauga County County who chose Truist Bank paid $310 less in closing costs than the county median.

County Median Costs

$4,901

−14.3% vs North Carolina ($5,720)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,054

Purchase Originations

248

vs North Carolina Median

14.3% below

$-819

vs National Median

27.3% below

$-1,840

Lender rankings in Watauga County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Truist Bank	$4,591	6.600%	$1,362	10	−$244
2	STATE EMPLOYEES'	$4,826	6.250%	$2,500	31	−$9
3	MOVEMENT MORTGAGE, LLC	$4,872	6.990%	$1,595	16	+$37
4	First National Bank of Pennsylvania	$4,915	6.875%	$960	13	+$80
5	UNITED WHOLESALE MORTGAGE, LLC	$5,216	6.812%	$2,912	10	+$381
6	ROCKET MORTGAGE, LLC	$5,893	6.625%	$3,151	27	+$1,058

Includes lenders with 10+ purchase originations in Watauga County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.