Lowest closing cost mortgage lenders in Transylvania County County, North Carolina
In Transylvania County, North Carolina, homebuyers paid a median of $5,656 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 224 purchase mortgages at a median rate of 6.64%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,886, which is $571 less than the county median.
Homebuyers in Transylvania County County who chose STATE EMPLOYEES' paid $770 less in closing costs than the county median.
County Median Costs
$5,656
−1.1% vs North Carolina ($5,720)
Median Rate
6.640%
+0.3% vs national (6.620%)
Median Origination
$2,117
Purchase Originations
224
vs North Carolina Median
1.1% below
$-64
vs National Median
16.1% below
$-1,085
Lender rankings in Transylvania County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,886 | 6.250% | $2,500 | 12 | −$571 | |
| 2 | $5,381 | 6.750% | $1,595 | 16 | −$76 | |
| 3 | $6,803 | 7.125% | $2,224 | 13 | +$1,346 | |
| 4 | $9,464 | 6.750% | $6,364 | 10 | +$4,007 |
Includes lenders with 10+ purchase originations in Transylvania County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.