Homebuyers in Scotland County County who chose STATE EMPLOYEES' paid $2,232 less in closing costs than the county median.
County Median Costs
$6,293
+9.7% vs North Carolina ($5,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,281
Purchase Originations
201
Denial Rate
26.2%
vs North Carolina avg (9.1%)
vs North Carolina Median
9.7% above
$557
vs National Median
5.8% below
$-387
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,061 | 6.150% | $1,876 | 19 | −$930 | |
| 2 | $6,695 | 10.250% | $3,906 | 15 | +$1,704 | |
| 3 | $6,729 | 10.555% | $4,045 | 12 | +$1,738 |
Includes lenders with 10+ purchase originations in Scotland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.