Lowest closing cost mortgage lenders in Scotland County County, North Carolina
In Scotland County, North Carolina, homebuyers paid a median of $5,618 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 167 purchase mortgages at a median rate of 6.65%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $2,988, which is $1,256 less than the county median.
Homebuyers in Scotland County County who chose STATE EMPLOYEES' paid $2,630 less in closing costs than the county median.
County Median Costs
$5,618
−1.8% vs North Carolina ($5,720)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$2,020
Purchase Originations
167
vs North Carolina Median
1.8% below
$-102
vs National Median
16.7% below
$-1,123
Lender rankings in Scotland County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,988 | 6.525% | $1,130 | 15 | −$1,256 |
Includes lenders with 10+ purchase originations in Scotland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.