Lowest closing cost mortgage lenders in Macon County County, North Carolina
In Macon County, North Carolina, homebuyers paid a median of $7,024 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 320 purchase mortgages at a median rate of 6.65%. Among lenders with 10+ originations, First Reliance Bank offered the lowest median costs at $3,910, which is $2,282 less than the county median.
Homebuyers in Macon County County who chose First Reliance Bank paid $3,114 less in closing costs than the county median.
County Median Costs
$7,024
+22.8% vs North Carolina ($5,720)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$2,988
Purchase Originations
320
vs North Carolina Median
22.8% above
$1,304
vs National Median
4.2% above
$283
Lender rankings in Macon County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,910 | 6.500% | $1,000 | 10 | −$2,282 | |
| 2 | $4,760 | 6.250% | $2,210 | 25 | −$1,432 | |
| 3 | $6,145 | 6.625% | $2,730 | 22 | −$47 | |
| 4 | $7,830 | 6.990% | $4,757 | 66 | +$1,638 |
Includes lenders with 10+ purchase originations in Macon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.