Homebuyers in Halifax County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,619 less in closing costs than the county median.
County Median Costs
$6,353
+10.8% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
203
Denial Rate
26.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
10.8% above
$617
vs National Median
4.9% below
$-327
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,916 | 6.150% | $1,620 | 31 | −$925 | |
| 2 | $6,616 | 9.590% | $4,043 | 10 | +$1,775 | |
| 3 | $7,362 | 6.375% | $4,501 | 12 | +$2,521 |
Includes lenders with 10+ purchase originations in Halifax County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.