Lowest closing cost mortgage lenders in Halifax County County, North Carolina
In Halifax County, North Carolina, homebuyers paid a median of $5,830 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 234 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,430, which is $1,299 less than the county median.
Homebuyers in Halifax County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,400 less in closing costs than the county median.
County Median Costs
$5,830
+1.9% vs North Carolina ($5,720)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,472
Purchase Originations
234
vs North Carolina Median
1.9% above
$110
vs National Median
13.5% below
$-911
Lender rankings in Halifax County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,834 | 6.338% | $1,644 | 34 | −$1,116 | |
| 2 | $5,692 | 6.750% | $3,061 | 16 | +$742 | |
| 3 | $7,303 | 9.375% | $4,308 | 10 | +$2,353 |
Includes lenders with 10+ purchase originations in Halifax County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.