Lowest closing cost mortgage lenders in Cherokee County County, North Carolina
In Cherokee County, North Carolina, homebuyers paid a median of $5,782 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 281 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,657, which is $1,985 less than the county median.
Homebuyers in Cherokee County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,125 less in closing costs than the county median.
County Median Costs
$5,782
+1.1% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,388
Purchase Originations
281
vs North Carolina Median
1.1% above
$62
vs National Median
14.2% below
$-959
Lender rankings in Cherokee County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,531 | 6.562% | $1,419 | 20 | −$926 | |
| 2 | $4,683 | 6.650% | $1,986 | 19 | −$774 | |
| 3 | $5,344 | 7.125% | $2,477 | 34 | −$113 | |
| 4 | $5,821 | 6.625% | $2,839 | 11 | +$364 | |
| 5 | $6,960 | 6.500% | $4,008 | 19 | +$1,503 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.