Homebuyers in Cherokee County County who chose The Central Trust Bank paid $2,004 less in closing costs than the county median.
County Median Costs
$6,294
+9.7% vs North Carolina ($5,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,586
Purchase Originations
235
Denial Rate
16.6%
vs North Carolina avg (9.1%)
vs North Carolina Median
9.7% above
$558
vs National Median
5.8% below
$-386
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,290 | 6.750% | $1,225 | 12 | −$1,388 | |
| 2 | $4,866 | 5.775% | $2,045 | 16 | −$812 | |
| 3 | $5,689 | 6.500% | $2,731 | 16 | +$11 | |
| 4 | $7,246 | 6.990% | $4,011 | 32 | +$1,568 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.