Homebuyers in Beaufort County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,848 less in closing costs than the county median.
County Median Costs
$5,209
−9.2% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,332
Purchase Originations
331
Denial Rate
16.8%
vs North Carolina avg (9.1%)
vs North Carolina Median
9.2% below
$-527
vs National Median
22.0% below
$-1,471
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,105 | 5.825% | $2,012 | 42 | −$660 | |
| 2 | $5,340 | 6.625% | $4,151 | 15 | +$575 | |
| 3 | $6,070 | 6.490% | $3,454 | 14 | +$1,305 | |
| 4 | $6,837 | 6.875% | $4,375 | 38 | +$2,072 |
Includes lenders with 10+ purchase originations in Beaufort County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.