Lowest closing cost mortgage lenders in Beaufort County County, North Carolina
In Beaufort County, North Carolina, homebuyers paid a median of $5,195 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 366 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,184, which is $604 less than the county median.
Homebuyers in Beaufort County County who chose STATE EMPLOYEES' paid $1,011 less in closing costs than the county median.
County Median Costs
$5,195
−9.2% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,405
Purchase Originations
366
vs North Carolina Median
9.2% below
$-525
vs National Median
22.9% below
$-1,546
Lender rankings in Beaufort County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,184 | 6.525% | $2,250 | 54 | −$604 | |
| 2 | $4,745 | 6.725% | $1,250 | 12 | −$43 | |
| 3 | $6,521 | 7.125% | $4,040 | 34 | +$1,733 | |
| 4 | $7,025 | 6.500% | $4,156 | 11 | +$2,237 |
Includes lenders with 10+ purchase originations in Beaufort County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.