Homebuyers in Ashe County County who chose STATE EMPLOYEES' paid $662 less in closing costs than the county median.
County Median Costs
$4,968
−13.4% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,078
Purchase Originations
186
Denial Rate
14.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
13.4% below
$-768
vs National Median
25.6% below
$-1,712
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,306 | 6.150% | $2,308 | 48 | −$352 | |
| 2 | $4,436 | 6.750% | $1,657 | 10 | −$222 | |
| 3 | $4,506 | 6.933% | $1,445 | 14 | −$152 | |
| 4 | $6,735 | 6.688% | $3,440 | 12 | +$2,077 |
Includes lenders with 10+ purchase originations in Ashe County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.