Homebuyers in Steele County County who chose U.S. Bank National Association paid $2,332 less in closing costs than the county median.
County Median Costs
$6,328
+13.8% vs Minnesota ($5,563)
Median Rate
6.560%
+1.1% vs national (6.490%)
Median Origination
$2,696
Purchase Originations
338
Denial Rate
6.2%
vs Minnesota avg (5.7%)
vs Minnesota Median
13.8% above
$765
vs National Median
5.3% below
$-352
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,996 | 6.688% | $1,270 | 18 | −$1,367 | |
| 2 | $5,057 | 6.875% | $2,165 | 11 | −$306 | |
| 3 | $5,770 | 6.500% | $3,722 | 11 | +$407 | |
| 4 | $5,957 | 6.312% | $3,355 | 14 | +$594 | |
| 5 | $7,302 | 6.499% | $4,872 | 14 | +$1,939 | |
| 6 | $7,343 | 6.575% | $4,997 | 52 | +$1,980 |
Includes lenders with 10+ purchase originations in Steele County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.