Lowest closing cost mortgage lenders in Polk County County, Minnesota
In Polk County, Minnesota, homebuyers paid a median of $6,093 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 204 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bremer Bank, National Association offered the lowest median costs at $5,169, which is $44 less than the county median.
Homebuyers in Polk County County who chose Bremer Bank, National Association paid $924 less in closing costs than the county median.
County Median Costs
$6,093
+6.5% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,867
Purchase Originations
204
vs Minnesota Median
6.5% above
$371
vs National Median
9.6% below
$-648
Lender rankings in Polk County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,169 | 7.000% | $2,897 | 23 | −$44 | |
| 2 | $5,206 | 6.250% | $2,882 | 10 | −$6 | |
| 3 | $6,205 | 6.625% | $3,697 | 22 | +$992 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.