Homebuyers in Polk County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,985 less in closing costs than the county median.
County Median Costs
$5,932
+6.6% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,515
Purchase Originations
215
Denial Rate
4.7%
vs Minnesota avg (5.7%)
vs Minnesota Median
6.6% above
$369
vs National Median
11.2% below
$-748
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,203 | 6.500% | $1,621 | 16 | −$1,168 | |
| 2 | $4,757 | 6.875% | $2,243 | 10 | −$614 | |
| 3 | $5,666 | 6.500% | $3,125 | 13 | +$296 | |
| 4 | $5,751 | 6.624% | $3,194 | 14 | +$380 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.