Homebuyers in Otter Tail County County who chose Bell Bank paid $1,782 less in closing costs than the county median.
County Median Costs
$5,196
−6.6% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,327
Purchase Originations
382
Denial Rate
5.8%
vs Minnesota avg (5.7%)
vs Minnesota Median
6.6% below
$-367
vs National Median
22.2% below
$-1,484
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,414 | 6.625% | $1,126 | 37 | −$1,400 | |
| 2 | $4,743 | 6.400% | $2,408 | 13 | −$71 | |
| 3 | $5,082 | 6.624% | $2,903 | 27 | +$268 | |
| 4 | $5,167 | 6.499% | $2,621 | 48 | +$353 | |
| 5 | $5,853 | 6.125% | $3,215 | 25 | +$1,039 | |
| 6 | $6,213 | 6.625% | $3,754 | 10 | +$1,399 |
Includes lenders with 10+ purchase originations in Otter Tail County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.