Homebuyers in Nicollet County County who chose U.S. Bank National Association paid $1,124 less in closing costs than the county median.
County Median Costs
$5,897
+6.0% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,986
Purchase Originations
266
Denial Rate
8.3%
vs Minnesota avg (5.7%)
vs Minnesota Median
6.0% above
$334
vs National Median
11.7% below
$-783
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,773 | 6.500% | $2,404 | 12 | −$663 | |
| 2 | $5,337 | 6.625% | $2,941 | 22 | −$99 | |
| 3 | $5,637 | 6.500% | $4,034 | 10 | +$201 | |
| 4 | $7,008 | 6.875% | $4,165 | 13 | +$1,572 | |
| 5 | $7,052 | 6.498% | $4,564 | 54 | +$1,616 |
Includes lenders with 10+ purchase originations in Nicollet County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.