Homebuyers in Mower County County who chose U.S. Bank National Association paid $1,850 less in closing costs than the county median.
County Median Costs
$5,516
−0.8% vs Minnesota ($5,563)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,464
Purchase Originations
377
Denial Rate
5.4%
vs Minnesota avg (5.7%)
vs Minnesota Median
0.8% below
$-47
vs National Median
17.4% below
$-1,164
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,666 | 6.625% | $1,445 | 13 | −$1,169 | |
| 2 | $4,846 | 6.500% | $2,243 | 14 | +$11 | |
| 3 | $4,986 | 6.875% | $2,471 | 70 | +$151 | |
| 4 | $5,147 | 7.000% | $3,117 | 14 | +$312 | |
| 5 | $5,781 | 6.500% | $3,180 | 22 | +$946 | |
| 6 | $6,136 | 6.479% | $3,180 | 13 | +$1,301 |
Includes lenders with 10+ purchase originations in Mower County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.